The union’s budget 2025-26 looks at the next five years as a unique opportunity to realize ‘sabaka development’, which triggers the balanced development of all regions and achieves the goal of India.

The Union budget describes MSME as a powerful engine for the development story and helps the proposed development initiatives to accelerate development and secure comprehensive development.

Revised in the classification standard for MSME

Presenting the central budget 2025-26 in Parliament today, the Union Finance and Corporate Affairs, SMT. “To help MSME get high qualifications for scale, technical upgrades and better access to capital, all MSME rankings for investment and business limits, respectively, respectively 2.5 and respectively. 2 times will be increased 2.5 and 2 times. ” Details are in Figure 1.

“This will give them the confidence of our youth to grow and create employment,” he added.

(Figure 1)

Union Finance and Corporate Affairs, SMT. Currently, more than 1 million registered MSMEs, who employ 7.5 million people, and produce 36 % of our manufacturing, have come together as a global manufacturing center, Nirmala Sithaman said. Yes. He also remarked that “with his standard products, these MSMEs are responsible for 45 percent of our exports.”

Significantly increase credit availability with guarantee cover

Union Finance and Corporate Affairs, SMT. Nirmala Sitharman said to improve credit access, the credit guarantee cover will be increased:

A) For micro and small businesses, from 5 million to 10 million, resulting in an additional credit of 1.5 million crores over the next 5 years.

B) For startups, from 10 million to 20 million, the guarantee fee is up to 1 % moderate for loans in 27 focus sectors, with the main focus sectors for India. And

C) For well -operated exporters, up to 20 million trim loans.

Credit cards for micro enterprises

Union Minister SMT Nirmala Sitharman has announced that custom credit cards will be introduced with a limit of 5 lakh for the micro enterprises registered on the UDIM portal. He further remarked that in the first year, one million such cards will be issued.

Funds for Startup Fund

In his budget speech, Union Finance and Corporate Affairs, SMT. Nirmala Sitharman said, “Alternative Investment Funds for Startup (AIFS) have received more than 91,000 crore promises. They supported by funding funds set up with a official partnership of Rs 10,000 crore. It has been announced that a new fund, which will be extended and a fresh partnership of Rs 10,000 crore.

Scheme for the first time businessmen

Union Finance and Corporate Affairs, SMT. Nirmala Sitarman announced that a new scheme will be launched for the first time for 5 million women, scheduled castes and scheduled tribes. He said it would provide up to 200 million term loans in the next 5 years. In his speech, he said, “The scheme will include a lesson from the Standup India Scheme. The construction of online capacity will also be arranged for entrepreneurship and administrative skills.

The deep tech of funds

Union Finance and Corporate Affairs, SMT. Nirmala Sitharman said that as part of the move, a deep tech fund of funds will also be explored to eradicate the beginning of the next generation.

Export Promotion Mission

Union Finance and Corporate Affairs, SMT. Nirmala Sitharman said that an export promotion with mission, sectors and ministerial goals, which are jointly driven by the Ministry of Commerce, MSME, and finance. He also said that this mission will facilitate easily access with export credit, cross -border factoring support, and MSME to deal with non -tariff measures in overseas markets.